Yes. We rely 100% on our payment vendor Stripe for managing credit card validation and storage. No card information lands on a men's club server. Stripe complies with all federal regulations for handling credit card transactions.
You might also notice that all men's club pages are secure (https). All data moving from your browser or phone to the men's club server and Stripe servers are protected by TLS encryption.
It's an unfortunate fact of modern life that someone has to pay the fees that credit card companies and payment processing services charge. The industry standard at this time is 30 cents per transaction + 2.9% of the total amount. We are trying to get that reduced with our new payment provider since we are officially a not-for-profit organization.
In 2017, Stripe updated its fee handling for refunds and international payments to account for changes in its underlying costs. Because we (BHMGC) were an early user of Stripe, our fees did not change at the time. With the network costs charged by Stripe payment partners like Visa, Mastercard, and American Express continuing to rise, Stripe will be extending these changes to older users as well (i.e. BHMGC). Beginning March 22, 2020, Stripe is updating its fees to bring them in line with their current pricing (2.9% +.30¢).
What changes you’ll see effective 3/22/2020:
Stripe will no longer return Stripe’s fees from the original transaction when we refund a customer. The event fee including skins will be refunded not just the fees for handling the transaction Stripe charges as has been returned in the past.
The men's club offers online payments as a convenience to our members, and we pass on those fees to you so we can use the full event fees for payouts.
During event registration, when you say "yes" to remembering your card, what we do in our database is simply save a customer code that is created at Stripe.com. With that code, we can pull your card details into the payment form each time you register for an event. We don't actually save any credit card details in the BHMC database or anywhere else in our system.